When you are at fault for an accident or you have lost control of the car that resulted to the accident, you will probably be considering whether to claim from your own insurance policy. Remember to work out your sums before making a sound decision. When a claim is successful, your NCD will be affec...

While this is equally frustrating as claiming against your own insurance, the claim against 3rd party when they are at fault allows you to claim for replacement car, repair your vehicle at your trusted workshop and loss of income (if any). You do not have to repair your car at their policy list of a...

Non-authorised workshop plan commonly known as any workshop plan applies only to comprehensive vehicle insurance plan. In any of the situation such as your vehicle is under agent’s warranty, you are driving an exotic model, you own a high value performance vehicle, you are extremely particular abo...

1. Front and back collusion If your vehicle knocked onto the front vehicle, you will be at the losing end in most instances unless you are able to provide evidence (such as dash cam with video or eye witness (es) to prove that the vehicle in front is “playing braking game”. The main reason why [...

Typically, a straightforward case takes 2-3 weeks to repair your car and up to 6 months to sign the discharge letter for concluding the case. However when it involves high claim amount i.e. total loss, body injuries/ death, traffic offence or ambiguous findings observed by the claim surveyors, the c...

Personal information (age, driving experience, occupation, marital status), type of car (saloon, coupe, cabriolet, sports, mpv, suv, engine capacity), plan (off-peak, comprehensive, 2nd party, 3rd party insurance) and market value (applicable mainly for super cars) will affect your insurance premium...

If we may put it bluntly, if you are feeling that it is a scam for paying a couple of hundreds a year for your car insurance coverage, you are not ready to own a car in Singapore. This amount is relatively affordable amidst the overall cost of owning a vehicle such as Certificate of […]...