Depending on the severity of the accident, a claim process may take as long as up to 1 year for settlement. Repairing your car may only take up to 5 days for normal bumper to bumper accident; the entire claim process should take no more than 3 month for settlement.

Modified cars, chain accidents, side collusion, driving without valid license, drink drinking and such may complicate the claim, thus requires longer timeline for investigation.

Receiving your compensation may take up to 3 months post settlement. Settlement refers to having the lawyer; insurer and surveyor are aligned on their views and decisions on the cause and compensation amount.