Accurate at the point of this article, NTUC Income covers 1 out of every 4 vehicles on Singapore’s road. They are the number 1 motor insurance provider in Singapore. Autoshield is proud to be their partnered distributor for their Car / Uber / Grab / Fleet / Motorcycle / All Other Commercial Vehicles Insurance. Contact…

If we may put it bluntly, if you are feeling that it is a scam for paying a couple of hundreds a year for your car insurance coverage, you are not ready to own a car in Singapore. This amount is relatively affordable amidst the overall cost of owning a vehicle such as Certificate of…

Personal information (age, driving experience, occupation, marital status), type of car (saloon, coupe, cabriolet, sports, mpv, suv, engine capacity), plan (off-peak, comprehensive, 2nd party, 3rd party insurance) and market value (applicable mainly for super cars) will affect your insurance premium. Certain on-line insurers offer lower premium by increasing the excess from the norm of S$500…

Non-authorised workshop plan commonly known as any workshop plan applies only to comprehensive vehicle insurance plan. In any of the situation such as your vehicle is under agent’s warranty, you are driving an exotic model, you own a high value performance vehicle, you are extremely particular about the standard of repair or you have a…

Typically, a straightforward case takes 2-3 weeks to repair your car and up to 6 months to sign the discharge letter for concluding the case. However when it involves high claim amount i.e. total loss, body injuries/ death, traffic offence or ambiguous findings observed by the claim surveyors, the claim process can take as long…

While this is equally frustrating as claiming against your own insurance, the claim against 3rd party when they are at fault allows you to claim for replacement car, repair your vehicle at your trusted workshop and loss of income (if any). You do not have to repair your car at their policy list of authorised…

When you are at fault for an accident or you have lost control of the car that resulted to the accident, you will probably be considering whether to claim from your own insurance policy. Remember to work out your sums before making a sound decision. When a claim is successful, your NCD will be affected…

1. Front and back collusion If your vehicle knocked onto the front vehicle, you will be at the losing end in most instances unless you are able to provide evidence (such as dash cam with video or eye witness (es) to prove that the vehicle in front is “playing braking game”. The main reason why…

If you have decided to give up driving as a private hire, you are advised to get P10 insurance for your car upon converting your vehicle’s log card back to private car insurance. All, if not most insurers will have their standard refund/ cancellation schedule stated clearly in the policy. Pro-ration of the insurance premium…

Getting vehicle insurance in Singapore may be a chore if you are unfamiliar with how the insurers work out their quotations. Every insurer has an internal scorecard developed to manage their risk appetite to ensure they have a balanced and profitable portfolio. The scorecard changes quarterly, semi-annually and/or annually. This means that while you may…