In most cases, the personal vehicle insurance has to be insured under the vehicle owner’s name. Some young and/or inexperienced drivers may get their parent to obtain a loan for their vehicle and insure the vehicle under their parent’s name.
Unless their parent uses the vehicle more frequently than the young and/or inexperienced driver who will only use it occasionally, otherwise it is important to name the young and/or inexperienced driver to avoid the risk of insurer declining a claim due to concealing of information.
In case you are wondering how the insurer tracks you down. Always remember that they may be able to apply for legal rights to hunt you down via the ERP / carpark gantry, traffic cameras, just to name a few.
Still feeling confused? Get your free advice from our customer service hotline at 6385 0777 or mobile 8858 1688 , 8858 9191 , 8858 9991 , 8868 9991 , 8668 9991 , 8686 9991 , 8866 9991. You may SMS us 24-hour around the clock and we will contact you as soon as we can.