Different Insurer has different views and hence may issue different Z10 policy. Some insurers issue Z10 policy as per private jacket (i.e. NCD entitlement up to 50%), while some issued under commercial jacket (i.e. NCD entitlement up to 20%). A handful of them issue Z10 policy under scheme i.e. a flat rate or a fixed tier rates.
It is important for you understand that upon transferring your private car’s NCD to a Z10 policy (regardless if the Z10 policy is under private or commercial jacket), the process is irrevocable. This means that in situation where you subsequently decided to give up Uber/ Grab driving and to go back to a private car insurance policy (P10), you will have to restart your private car’s NCD from 0%. However, at Autoshield, we are able to reinstate your private NCD in such circumstances. To find out more, call us at our customer service hotline at 6385 0777 or mobile 8588 1688, 8588 9191, 8686 9991, 8688 9991, 8588 9991, 8866 9991, 8868 9991, 8668 9991. You may SMS us 24-hour around the clock and we will get back to you as soon as we can.